Bâtirente

Emergency fund: a valuable ally when the unexpected strikes

Evelyne Clermont — Thu, 14 May 2026 13:00:00 +0000

Life is full of surprises: an unexpected expense, a career transition, a setback you didn’t see coming. In moments like these, an emergency fund can become a true safety net. While it can’t eliminate worries altogether, it can help you get through them more smoothly and protect your financial balance. The more adequate your financial cushion, the easier it is to deal with the unexpected without disrupting your day-to-day life.

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The TFSA: much more than just a savings account

Evelyne Clermont — Thu, 14 May 2026 12:00:13 +0000

As retirement approaches, your budget often changes: some expenses decrease, while new priorities emerge. In this context, it can be helpful to review your savings tools to maintain flexibility. Thanks to its tax-free withdrawals, the TFSA can be part of that reflection. Here are three reasons to consider it before — and during — retirement.

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Three concrete steps to better manage your budget

Evelyne Clermont — Thu, 14 May 2026 11:00:51 +0000

Creating a budget can feel restrictive at first. In reality, it’s simply an effective way to better understand where your money goes and regain some control over your finances. By taking a close look at your income and expenses, you gain useful reference points to make informed decisions and, at your own pace, develop healthier spending habits. Here are three practical tips to help you build a budget that truly works for you.

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Your tax refund is worth more than you think!

Evelyne Clermont — Wed, 15 Apr 2026 12:00:34 +0000

Wondering what to do with your tax refund this year? What if it became a lever to make your plans come true?
Of course, you can always treat yourself or spoil your loved ones. But reinvesting your refund—in a TFSA or your RRSP, for example—could significantly increase your savings’ value.

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Our funds at a glance

Evelyne Clermont — Mon, 13 Apr 2026 17:00:21 +0000

Jean-François Dumais, Investment Strategy Manager at the Bâtirente financial services firm, shares our funds’ performance along with his insights on the economy and financial markets. This edition provides an update for the first quarter of 2026 and discusses the potential impacts of the war in Iran.

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Stéphan Morency Appointed President and Chief Executive Officer of the Bâtirente and Fondaction Combination.

Line Bourbonnais — Wed, 01 Apr 2026 14:12:22 +0000

Montréal, April 1, 2026 — The Board of Directors announces the appointment of Stéphan Morency as President and Chief Executive Officer of Fondaction and of the Bâtirente and Fondaction Combination. The decision was approved on the recommendation of the Human Resources Committee following a thorough and diligent process. This concludes a two-year leadership transition process aimed at ensuring strong continuity while infusing the organization with renewed energy. Stéphan takes over from Geneviève Morin, who announced her retirement on February 11. He will officially assume his duties on Monday, April 13, 2026. Stéphan Morency states: “Finance can and must serve the common good. This is the guiding principle of my commitment, and the vision I want to share with everyone who’s part of our movement. We have a strong lever at our disposal: the ability to empower people by pooling their savings collectively and investing them in businesses, organizations and projects that have a positive impact and help to build the world they want. I’m grateful to accept this role within the organization I joined over 15 years ago and have loved from day one.” Caroline Senneville, Chair of the Board of Directors, states: “Stéphan Morency is taking over as President […]

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Everything you’ve always wanted to know about the TFSA!

Evelyne Clermont — Thu, 05 Mar 2026 13:00:54 +0000

The Bâtirente TFSA is a flexible savings tool that helps you finance your projects while keeping your money accessible and your withdrawals tax-free.
Contributions, limits, multiple accounts, transfers… discover our answers to the 7 most frequently asked questions to help you make the most of it!

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RRSP or TFSA: What are the differences?

Evelyne Clermont — Thu, 05 Mar 2026 12:45:03 +0000

An RRSP is a tax-deferral tool that helps you save for retirement. A TFSA is a savings tool that you can also use for retirement, as well as the other projects you have going on. In other words, we have two plans with two different sets of goals. Choose the one that best suits your needs and goals or combine them to maximize their benefits.

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Contribute online, it’s simple!

Evelyne Clermont — Thu, 05 Mar 2026 12:30:55 +0000

Do you have life plans on the horizon—such as going back to school, buying your first home, or taking a family trip? You can turn these plans into reality by setting clear, realistic savings goals. An automatic savings strategy is an effective way to reach them, whether they are short or medium term, or long term like retirement.

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4 RRSP myths

Evelyne Clermont — Fri, 13 Feb 2026 15:00:11 +0000

Can an RRSP only be used for retirement? The markets are so volatile, is it worth it to open an RRSP? Isn’t having an RRSP pointless if I have to pay tax on it once I’m retired?
Let’s set the record straight and correct any misconceptions that might be stopping you from making the most of this savings vehicle.

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