News
Canada Emergency Response Benefit: What’s the impact on your tax bill?
Since January 11, 2021, the Canada Revenue Agency (CRA) has been sending out T4A statements to individuals who received the Canadian Emergency Response Benefit (CERB) in 2020. Accordingly, Revenu Québec will be issuing RL-1 slips to CERB recipients. These particular...
Buying local: A way to support the entire community
The “shop local” movement has been gaining steam for several years now. And people have been flocking to local retailers like never before during the pandemic. What great news! Still not convinced? Learn how everyone benefits from shopping local. Why shop at local...
5 tips to help adjust your budget during COVID-19
These challenging times haven’t just upended our daily routines, we’ve had to take a second look at our finances too. Has your budget taken a hit? Whether you had to postpone going on vacation or purchasing your dream home, revisiting financial priorities can mean putting important projects on hold. It’s not always easy.
RRSP OR TFSA: WHAT ARE THE DIFFERENCES?
An RRSP is a tax-deferral tool that helps you save for retirement. A TFSA is a savings tool that you can also use for retirement, as well as the other projects you have going on. In other words, we have two plans with two different sets of goals.
5 simple resolutions to start off the year on the right foot
What are your financial goals for 2020? While New Year's resolutions are easy to make, we all know how hard it is to keep them past January. Add a Bâtirente shortcut on your phone You probably use your smartphone or tablet to visit batirente.com website. Why not...
3 tips for budgeting like a pro!
Creating a budget isn't as scary or difficult as you think. All you have to do is sit down and look at your numbers, evaluate how much you earn and what your expenses are. A budget will help make sure you don't spend more than you earn, and it creates excellent...
Retiring at 60 or 65?
When do you want to retire? Retiring at 60 is very different from retiring at 65. Your retirement dreams will determine how much you need to save, and what your savings strategy should be. Don’t forget, it’s all about being prepared!
Investing: the two golden rules of success
Approximately 5% of Canada’s labour force works in the financial sector. For the other 95%, the topic of investing might be intimidating. Deciding where to invest is an important part of financial planning, and there’s no shame in admitting, “Umm, I’m not sure where I should invest my money”.
Determine your needs and sources of income at retirement
When you have people over for dinner, your guests may bring side dishes, but you provide the main course. It’s the same sort of idea when it comes to your retirement income.
3 simple steps to help you reach your goals
Your investment strategy should be guided by your retirement goals, your lifestyle and your tolerance for risk. Learning what kind of investor you are will help you make the right decisions for your future.