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Retiring at 60 or 65?
When do you want to retire? Retiring at 60 is very different from retiring at 65. Your retirement dreams will determine how much you need to save, and what your savings strategy should be. Don’t forget, it’s all about being prepared!
Investing: the two golden rules of success
Approximately 5% of Canada’s labour force works in the financial sector. For the other 95%, the topic of investing might be intimidating. Deciding where to invest is an important part of financial planning, and there’s no shame in admitting, “Umm, I’m not sure where I should invest my money”.
Determine your needs and sources of income at retirement
When you have people over for dinner, your guests may bring side dishes, but you provide the main course. It’s the same sort of idea when it comes to your retirement income.
3 simple steps to help you reach your goals
Your investment strategy should be guided by your retirement goals, your lifestyle and your tolerance for risk. Learning what kind of investor you are will help you make the right decisions for your future.
The benefits of Bâtirente for your spouse
Bâtirente offers its members a complete retirement system. Whether during the accumulation period or at retirement, whether for a pension plan, an RRSP or a TFSA, Bâtirente offers solutions adapted to the needs of all its members. But what about their spouse? Can they...
5 tips to enjoy a better retirement
Are you able to contribute to a group retirement plan? This is a fantastic opportunity to invest in your retirement and ensure financial security for your future. Discover the benefits of your group retirement plan.
THE ART OF SAVING… ONE DOLLAR AT A TIME
Ahhh the age-old philosophy of saving money, it’s a classic…and for a good reason. When it comes to saving money, keep a famous saying in mind: better soon rather than later! By putting money aside now and investing it, that means it can grow in the future. So what does this mean for you? Well, it means that by not saving now you’re essentially cutting yourself short for the future.
RRSP OR TFSA: WHAT ARE THE DIFFERENCES?
An RRSP is a tax-deferral tool that helps you save for retirement. A TFSA is a savings tool that you can also use for retirement, as well as the other projects you have going on. In other words, we have two plans with two different sets of goals.
Your financial checklist
Whether you’re starting a new life with someone, buying a home, starting a family, or going through a separation, managing your finances can be a full-time job. Here’s a short checklist to help you stay on top of things.
The secret to a well planned retirement
Everyone has a different idea of what retirement looks like. Some people want to work as long as their health allows, while others can’t wait to clock out for good at 60. No matter what image you have for the future, the important thing is to make sure your saving habits will get you there. Your plans and goals can change, but your saving needs to be constant.