{"id":16587,"date":"2024-12-10T16:51:20","date_gmt":"2024-12-10T21:51:20","guid":{"rendered":"https:\/\/www.batirente.com\/?page_id=16587"},"modified":"2024-12-13T10:23:19","modified_gmt":"2024-12-13T15:23:19","slug":"bringing-your-savings-together","status":"publish","type":"page","link":"https:\/\/www.batirente.com\/en\/bringing-your-savings-together\/","title":{"rendered":"Bringing your savings together"},"content":{"rendered":"

[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_fullwidth_image src=”https:\/\/www.batirente.com\/wp-content\/uploads\/2024\/08\/Regrouper-votre-epargne-est-plus-simple-que-jamais-1200-x-450-px.png” title_text=”Bringing your savings together is easier than ever!” _builder_version=”4.26.0″ width=”100%” custom_margin=”||-42px|||” global_colors_info=”{}”][\/et_pb_fullwidth_image][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.0″ global_colors_info=”{}”][et_pb_row make_equal=”on” _builder_version=”4.27.0″ min_height=”114px” custom_margin=”10px|auto|0px|auto|false|false” custom_padding=”0px|2px|0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.26.0″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Bringing your savings together is easier than ever” _builder_version=”4.27.3″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”]<\/p>\n

BRINGING YOUR SAVINGS TOGETHER IS EASIER THAN EVER!<\/h1>\n

[\/et_pb_text][et_pb_text admin_label=”Bring your savings together” _builder_version=”4.27.3″ _module_preset=”default” custom_margin=”||||false|false” global_colors_info=”{}”]Consolidation means to bring your savings together and it offers several advantages!
\n[\/et_pb_text][et_pb_video src=”https:\/\/youtu.be\/fNyc6fgXrHM” module_class=”pa-hide-related-videos” _builder_version=”4.27.3″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_video][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text content_tablet=”<\/p>\n

AVANTAGES DE LA CONSOLIDATION<\/strong><\/h2>\n

” content_phone=”<\/p>\n

AVANTAGES DE LA CONSOLIDATION<\/strong><\/h2>\n

” content_last_edited=”on|phone” admin_label=”Consolidation Advantages” _builder_version=”4.27.3″ _module_preset=”default” custom_margin=”10px||||false|false” global_colors_info=”{}”]<\/p>\n

CONSOLIDATION ADVANTAGES<\/strong><\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”-98px|||||” custom_padding=”5px|||||” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” disabled_on=”off|off|off” _builder_version=”4.27.0″ _module_preset=”default” custom_margin=”65px|auto|15px|auto|false|false” custom_padding=”0px|||||” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_3″ admin_label=”frais de gestion r\u00e9duits” _builder_version=”4.24.2″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”15px|15px|15px|15px|true|true” link_option_url_new_window=”on” border_radii=”off|||40px|” border_width_all=”2px” border_color_all=”#58595b” global_colors_info=”{}”][et_pb_blurb title=”Lower management fees” image=”https:\/\/www.batirente.com\/wp-content\/uploads\/2020\/06\/Puce-fl\u00e8ches-vert-e1623415918992.png” icon_placement=”left” content_max_width=”100%” admin_label=”Low management fees” _builder_version=”4.27.3″ _module_preset=”default” header_level=”h3″ header_font=”|700|||||||” header_text_align=”left” header_text_color=”#b3bd35″ header_font_size=”22px” body_font=”|700|||||||” body_text_color=”#b3bd35″ body_font_size=”24px” width=”100%” max_width=”100%” custom_padding=”|10px||10px|false|true” child_filter_blur_last_edited=”off|desktop” custom_css_blurb_image=”width:18%;” border_color_all=”#f4f4f4″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_image src=”https:\/\/www.batirente.com\/wp-content\/uploads\/2024\/05\/Frais-competitifs4.png” title_text=”Competitive costs” align=”center” _builder_version=”4.27.3″ _module_preset=”default” border_radii=”off|||30px|” global_colors_info=”{}”][\/et_pb_image][et_pb_blurb icon_placement=”left” content_max_width=”100%” admin_label=”Low management fees” _builder_version=”4.27.3″ _module_preset=”default” body_font_size=”18px” width=”100%” max_width=”100%” custom_padding=”14px||2px|30px|false|false” child_filter_blur_last_edited=”off|desktop” custom_css_blurb_image=”width:18%;” border_radii=”off|||50px|” border_color_all=”#f4f4f4″ global_colors_info=”{}”]By pooling our members\u2019 savings, we\u2019re able to offer you substantially lower management fees<\/a> than what you\u2019ll get on the retail market. In practice, this means you\u2019ll have more money for your retirement, you\u2019ll be able to benefit from it longer or even retire earlier.
\n[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ admin_label=”gamme de placements” _builder_version=”4.24.2″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”15px|15px|15px|15px|true|true” link_option_url_new_window=”on” border_radii=”off|||40px|” border_width_all=”2px” border_color_all=”#58595b” global_colors_info=”{}”][et_pb_blurb title=”Diversified, high-performance range of investments” image=”https:\/\/www.batirente.com\/wp-content\/uploads\/2020\/06\/Puce-fl\u00e8ches-vert-e1623415918992.png” icon_placement=”left” content_max_width=”100%” admin_label=”Diversified, high-performance investment range” _builder_version=”4.27.3″ _module_preset=”default” header_level=”h3″ header_font=”|700|||||||” header_text_align=”left” header_text_color=”#b3bd35″ header_font_size=”22px” body_font=”|700|||||||” body_text_color=”#b3bd35″ body_font_size=”24px” width=”100%” max_width=”100%” custom_padding=”|10px||10px|false|true” child_filter_blur_last_edited=”off|desktop” custom_css_blurb_image=”width:18%;” border_color_all=”#f4f4f4″ global_colors_info=”{}”][\/et_pb_blurb][et_pb_image src=”https:\/\/www.batirente.com\/wp-content\/uploads\/2024\/05\/Diversification-1.jpg” title_text=”Diversification” align=”center” _builder_version=”4.24.2″ _module_preset=”default” border_radii=”off|||30px|” global_colors_info=”{}”][\/et_pb_image][et_pb_blurb url=”http:\/\/Performance%20des%20fonds%20B\u00e2tirente” icon_placement=”left” content_max_width=”100%” admin_label=”Diversified, high-performance investment range” _builder_version=”4.27.3″ _module_preset=”default” body_font_size=”18px” width=”100%” max_width=”100%” custom_padding=”||0px|30px|false|false” child_filter_blur_last_edited=”off|desktop” custom_css_blurb_image=”width:18%;” border_color_all=”#f4f4f4″ global_colors_info=”{}”]Diversifying your investments involves spreading your money in various types of investments to reduce risks. But you don\u2019t need to have many accounts with different providers to diversify your portfolio. With your B\u00e2tirente group plan, you get access to a large selection of high-calibre managers<\/a> to manage your savings. Consolidating your savings with B\u00e2tirente ensures you maintain a diversified portfolio that could help mitigate losses due to market fluctuations.
\n[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ admin_label=”vue globale de votre \u00e9pargne” _builder_version=”4.24.2″ _module_preset=”default” background_color=”#FFFFFF” custom_padding=”15px|15px|15px|15px|true|true” link_option_url_new_window=”on” border_radii=”off|||40px|” border_width_all=”2px” border_color_all=”#58595b” global_colors_info=”{}”][et_pb_blurb title=”A complete picture of your assets” image_icon_background_color=”#FFFFFF” image=”https:\/\/www.batirente.com\/wp-content\/uploads\/2020\/06\/Puce-fl\u00e8ches-vert-e1623415918992.png” icon_placement=”left” content_max_width=”100%” admin_label=”A complete picture of your assets” _builder_version=”4.27.3″ _module_preset=”default” header_level=”h3″ header_font=”|700|||||||” header_text_align=”left” header_text_color=”#b3bd35″ header_font_size=”22px” body_font=”|700|||||||” body_text_color=”#b3bd35″ body_font_size=”24px” width=”100%” max_width=”100%” custom_padding=”|10px||10px|false|true” child_filter_blur_last_edited=”off|desktop” custom_css_blurb_image=”width:18%;” border_color_all=”#f4f4f4″ border_color_all_image=”#FFFFFF” global_colors_info=”{}”][\/et_pb_blurb][et_pb_image src=”https:\/\/www.batirente.com\/wp-content\/uploads\/2024\/05\/epargne-accumulee.png” title_text=”Accumulated savings” align=”center” _builder_version=”4.24.2″ _module_preset=”default” border_radii=”off|||30px|” global_colors_info=”{}”][\/et_pb_image][et_pb_blurb image_icon_background_color=”#FFFFFF” icon_placement=”left” content_max_width=”100%” admin_label=”An overview of your savings” _builder_version=”4.27.3″ _module_preset=”default” body_font_size=”18px” width=”100%” max_width=”100%” custom_padding=”19px||10px|30px|false|false” child_filter_blur_last_edited=”off|desktop” custom_css_blurb_image=”width:18%;” border_color_all=”#f4f4f4″ global_colors_info=”{}”]Having all your savings with B\u00e2tirente gives you a global overview of the total amount of your savings set aside for your retirement.<\/p>\n

With Investor profile\u00ae, available in the secure MY ACCOUNT<\/a> section and on your financial statement, you can easily see the impact of your decisions on your projected retirement income.
\n[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”-62px|||||” custom_padding=”||18px|||” global_colors_info=”{}”][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” custom_margin=”41px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Online account transfer” _builder_version=”4.27.3″ _module_preset=”default” text_font=”Arial|700|||||||” text_text_color=”#58595b” custom_margin=”-57px|-292px|5px|||” global_colors_info=”{}”]<\/p>\n

Online account transfer<\/strong><\/h2>\n

[\/et_pb_text][et_pb_text admin_label=”Account transfer functionality” _builder_version=”4.27.3″ _module_preset=”default” text_font=”||||||||” text_font_size=”18px” min_height=”84.8px” custom_margin=”1px|||||” custom_padding=”1px||0px|||” global_colors_info=”{}”]You can benefit from an account transfer functionality available through our batirente.com website or our mobile app.<\/p>\n

B\u00e2tirente members who have plans at another institution can submit their account transfer request to us 100% electronically. This paperless feature also enables you to fully enjoy your group plan benefits, including advantageous pricing and a comprehensive investment offering.<\/a><\/p>\n

 
\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.24.2″ _module_preset=”default” border_radii=”off|||50px|” global_colors_info=”{}”][et_pb_toggle title=”SIMPLIFIED EXPERIENCE” open_toggle_text_color=”#FFFFFF” open_toggle_background_color=”#b3bd35″ closed_toggle_text_color=”#FFFFFF” closed_toggle_background_color=”#b3bd35″ icon_color=”#FFFFFF” use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”#FFFFFF” open_use_icon_font_size=”on” open_icon_font_size=”24px” admin_label=”Simplified experience” _builder_version=”4.27.3″ _module_preset=”default” title_text_color=”#FFFFFF” title_level=”h3″ title_text_align=”left” title_font_size=”18px” closed_title_text_align=”left” closed_title_font_size=”18px” body_font=”Arial||||||||” body_text_align=”left” body_text_color=”#FFFFFF” body_font_size=”18px” background_color=”#FFFFFF” width=”97.7%” min_height=”71px” custom_margin=”||49px||false|false” custom_padding=”5px|28px|144px|28px|false|true” border_radii=”off|||35px|” border_width_all=”0px” border_color_all=”#59595b” global_colors_info=”{}”]<\/p>\n

A simplified experience, since the request is made in a digital, self-service format.<\/span><\/p>\n

[\/et_pb_toggle][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_toggle title=”REDUCED PROCESSING TIME” open_toggle_text_color=”#FFFFFF” open_toggle_background_color=”#049bc5″ closed_toggle_text_color=”#FFFFFF” closed_toggle_background_color=”#049bc5″ icon_color=”#FFFFFF” use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”#FFFFFF” open_use_icon_font_size=”on” open_icon_font_size=”24px” admin_label=”Reduced processing time” _builder_version=”4.27.3″ _module_preset=”default” title_text_color=”#FFFFFF” title_level=”h3″ title_text_align=”left” title_font_size=”17px” closed_title_text_align=”left” closed_title_font_size=”17px” body_font=”Arial||||||||” body_text_align=”left” body_text_color=”#FFFFFF” body_font_size=”18px” background_color=”RGBA(255,255,255,0)” width=”97.5%” min_height=”72px” custom_margin=”||49px|||” custom_padding=”5px|28px|18px|28px|false|false” border_radii=”off|||35px|” global_colors_info=”{}”]Reduced processing time for your request, which can be completed in 5 minutes and forwarded almost immediately to the other financial institution (compared to an average of 10 business days for paper requests).
\n[\/et_pb_toggle][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_toggle title=”TRACKING OF REQUEST STATUS” open_toggle_text_color=”#FFFFFF” open_toggle_background_color=”#e9a200″ closed_toggle_text_color=”#FFFFFF” closed_toggle_background_color=”#e9a200″ icon_color=”#FFFFFF” use_icon_font_size=”on” icon_font_size=”24px” open_icon_color=”#FFFFFF” open_use_icon_font_size=”on” open_icon_font_size=”24px” admin_label=”Monitoring demand status” _builder_version=”4.27.3″ _module_preset=”default” title_text_color=”#FFFFFF” title_level=”h3″ title_font_size=”17px” closed_title_font_size=”17px” body_font=”Arial||||||||” body_text_color=”#FFFFFF” body_font_size=”18px” background_color=”RGBA(255,255,255,0)” min_height=”71.6px” custom_margin=”||49px||false|false” custom_padding=”5px|28px|95px|28px|false|true” border_radii=”off|||35px|” global_colors_info=”{}”]Tracking of request status with automatically sent emails based on request progress, which will also display in your online account.
\n[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” custom_margin=”-27px|auto||auto|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Steps” _builder_version=”4.27.3″ _module_preset=”default” custom_margin=”-46px|||18px|false|false” global_colors_info=”{}”]<\/p>\n

Steps<\/strong><\/h3>\n
    \n
  1. Create your online account. <\/strong>If you haven\u2019t yet enrolled, you can do so online. You can consult the account registration procedure<\/a>. Already enrolled? Go to step 2!<\/li>\n
  2. Access the MY ACCOUNT<\/a> secure section<\/strong>.<\/li>\n
  3. In the My transactions menu, choose Transfer an account.<\/em><\/strong><\/li>\n
  4. Enter or verify the requested information. <\/strong>You’ll need an account statement for the account you want to transfer. If you receive an annual statement, use that one.<\/li>\n
  5. Sign the transfer form. <\/strong>The form will be completed automatically using data already registered in the system. All you need to do is click on the button to add your electronic signature (a completely secure process).<\/li>\n<\/ol>\n

    Receiving confirmation<\/strong><\/h3>\n

    After completing the steps, you’ll receive a confirmation with a request number. You can track your request in the MY ACCOUNT<\/a> secure section, and you’ll be sent an email each time there’s a change of status.
    \n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”trademark text” _builder_version=”4.27.3″ _module_preset=”default” global_colors_info=”{}”]\u00ae<\/span>\u00a0<\/sup> Trademark owned by Desjardins Financial Security Life Assurance Company.\u00a0<\/em>
    \n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

    BRINGING YOUR SAVINGS TOGETHER IS EASIER THAN EVER! Consolidation means to bring your savings together and it offers several advantages! CONSOLIDATION ADVANTAGES By pooling our members\u2019 savings, we\u2019re able to offer you substantially lower management fees than what you\u2019ll get on the retail market. In practice, this means you\u2019ll have more money for your retirement, you\u2019ll be able to benefit from it longer or even retire earlier. Diversifying your investments involves spreading your money in various types of investments to reduce risks. But you don\u2019t need to have many accounts with different providers to diversify your portfolio. With your B\u00e2tirente group plan, you get access to a large selection of high-calibre managers to manage your savings. Consolidating your savings with B\u00e2tirente ensures you maintain a diversified portfolio that could help mitigate losses due to market fluctuations. Having all your savings with B\u00e2tirente gives you a global overview of the total amount of your savings set aside for your retirement. With Investor profile\u00ae, available in the secure MY ACCOUNT section and on your financial statement, you can easily see the impact of your decisions on your projected retirement income. Online account transfer You can benefit from an account transfer functionality available […]<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-16587","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nBringing your savings together - B\u00e2tirente<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.batirente.com\/en\/bringing-your-savings-together\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bringing your savings together - B\u00e2tirente\" \/>\n<meta property=\"og:description\" content=\"BRINGING YOUR SAVINGS TOGETHER IS EASIER THAN EVER! Consolidation means to bring your savings together and it offers several advantages! CONSOLIDATION ADVANTAGES By pooling our members\u2019 savings, we\u2019re able to offer you substantially lower management fees than what you\u2019ll get on the retail market. In practice, this means you\u2019ll have more money for your retirement, you\u2019ll be able to benefit from it longer or even retire earlier. Diversifying your investments involves spreading your money in various types of investments to reduce risks. But you don\u2019t need to have many accounts with different providers to diversify your portfolio. With your B\u00e2tirente group plan, you get access to a large selection of high-calibre managers to manage your savings. Consolidating your savings with B\u00e2tirente ensures you maintain a diversified portfolio that could help mitigate losses due to market fluctuations. Having all your savings with B\u00e2tirente gives you a global overview of the total amount of your savings set aside for your retirement. With Investor profile\u00ae, available in the secure MY ACCOUNT section and on your financial statement, you can easily see the impact of your decisions on your projected retirement income. 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Consolidation means to bring your savings together and it offers several advantages! CONSOLIDATION ADVANTAGES By pooling our members\u2019 savings, we\u2019re able to offer you substantially lower management fees than what you\u2019ll get on the retail market. In practice, this means you\u2019ll have more money for your retirement, you\u2019ll be able to benefit from it longer or even retire earlier. Diversifying your investments involves spreading your money in various types of investments to reduce risks. But you don\u2019t need to have many accounts with different providers to diversify your portfolio. With your B\u00e2tirente group plan, you get access to a large selection of high-calibre managers to manage your savings. Consolidating your savings with B\u00e2tirente ensures you maintain a diversified portfolio that could help mitigate losses due to market fluctuations. 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