[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_fullwidth_image src=”https:\/\/www.batirente.com\/wp-content\/uploads\/2024\/08\/Frais-de-gestion-reduits.png” title_text=”Frais de gestion r\u00e9duits” _builder_version=”4.26.0″ global_colors_info=”{}”][\/et_pb_fullwidth_image][\/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|off” _builder_version=”3.19.3″ custom_padding=”||0px|” global_module=”148″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”||0px|” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_post_title meta=”off” featured_image=”off” disabled_on=”off|off|off” _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n
All B\u00e2tirente funds are accessible to labour unions and organizations wishing to invest their assets. B\u00e2tirente uses a number of specialized management companies, most of them in Qu\u00e9bec, to manage its funds. The choice of these firms focuses on long-term results, but also on taking into account financial and extrafinancial risks, including environmental, social and governance (ESG) factors, in the investment process or by targeted investments for their positive social impact.<\/p>\n
Deciding where to invest is one of the most important steps in planning for retirement. When choosing your investments, don\u2019t put all your eggs in one basket. Diversify your investments and consider risk versus reward (or return).<\/p>\n
Answer three simple questions to determine which choice is best for you:<\/p>\n
If you answered “No<\/strong>” to at least one of the three questions, the Trajectory <\/strong>lifecycle<\/strong> path<\/strong>\u00a0may be your best choice for a simple, hassle-free approach.<\/p>\n [\/et_pb_text][et_pb_toggle title=”TRAJECTORY, A LIFECYCLE PATH” admin_label=”Bascule Trajectoire” _builder_version=”4.16″ border_radii=”off|||25px|” global_colors_info=”{}”]<\/p>\n This is your simplest option. Your portfolio will match your age and investment horizon at all times. This strategy was designed by experts to provide you with optimal long-term returns based on the number of years to your retirement. Trajectory: peace of mind that pays!<\/p>\n You\u2019ll be assigned a starter portfolio that matches your investor profile and based on your age. Your portfolio composition will change automatically over time and will become increasingly conservative as you approach retirement.<\/p>\n Over time, Trajectory combines two out of the five B\u00e2tirente Diversified Funds. These are excellent vehicles for long-term retirement capital investment. As shown in the table on the next page, they are distributed over a variety of securities from all over the world and belong to many different asset categories to ensure good diversification.<\/p>\n [\/et_pb_toggle][et_pb_toggle title=”DIVERSIFIED FUNDS” admin_label=”Bascule Fonds diversifi\u00e9s” _builder_version=”4.16″ border_radii=”off|||25px|” global_colors_info=”{}”]<\/p>\n There is a B\u00e2tirente Diversified Fund for every investor profile. However, your investor profile is going to change over time. This means that if you choose a diversified fund as your investment option, you\u2019ll need to make sure to fill out the Investor profile\u00a0<\/em><\/strong> questionnaire at least once every two years to see if the selected fund still suits you.<\/p>\n B\u00e2tirente diversified funds<\/strong><\/p>\n [\/et_pb_toggle][et_pb_toggle title=”COMBINATION OF FUNDS” admin_label=”Bascule Fonds \u00e0 la carte” _builder_version=”4.16″ border_radii=”off|||25px|” global_colors_info=”{}”]<\/p>\n You can create your own combination of B\u00e2tirente Funds if you have the skills required to do so or if you get help from a personal advisor to build and monitor your portfolio.<\/p>\n Fixed income securities<\/strong><\/p>\n Equity<\/strong><\/p>\n Redeemable guaranteed funds<\/strong><\/p>\n [\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" All B\u00e2tirente funds are accessible to labour unions and organizations wishing to invest their assets. B\u00e2tirente uses a number of specialized management companies, most of them in Qu\u00e9bec, to manage its funds. The choice of these firms focuses on long-term results, but also on taking into account financial and extrafinancial risks, including environmental, social and governance (ESG) factors, in the investment process or by targeted investments for their positive social impact. Deciding where to invest is one of the most important steps in planning for retirement. When choosing your investments, don\u2019t put all your eggs in one basket. Diversify your investments and consider risk versus reward (or return). Answer three simple questions to determine which choice is best for you: Do you have the time necessary to understand your investment options, as well as monitor those options? Do you have a good understanding of investment principles, asset classes and associated risks? Would you like to create an investment strategy that is specific to your needs? If you answered “No” to at least one of the three questions, the Trajectory lifecycle path\u00a0may be your best choice for a simple, hassle-free approach.This is your simplest option. Your portfolio will match your age […]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-310","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nHOW DOES IT WORK?<\/h2>\n
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WHAT ARE THE TRAJECTORY INVESTMENT OPTIONS?<\/h2>\n
TWO WAYS TO CHOOSE THE TRAJECTORY OPTION<\/h2>\n
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