{"id":684,"date":"2019-01-07T14:38:38","date_gmt":"2019-01-07T19:38:38","guid":{"rendered":"https:\/\/www.batirente.qc.ca\/our-pension-plans\/"},"modified":"2026-01-30T13:54:30","modified_gmt":"2026-01-30T18:54:30","slug":"our-pension-plans","status":"publish","type":"page","link":"https:\/\/www.batirente.com\/en\/our-pension-plans\/","title":{"rendered":"Our pension plans"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;3.19.3&#8243; custom_padding=&#8221;||0px|&#8221; global_module=&#8221;148&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;||0px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_post_title meta=&#8221;off&#8221; featured_image=&#8221;off&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.16&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>Competitive management fees<\/h2>\n<p>A non-profit organization, independent of financial institutions and market intermediaries, B\u00e2tirente offers a very advantageous pricing. In particular, B\u00e2tirente&#8217;s <a href=\"https:\/\/www.batirente.com\/en\/management-fee-policy\/\" target=\"_blank\" rel=\"noopener\">fee policy<\/a> provides for the reduction of the management fee rate as the assets of the account increase.<\/p>\n<p>B\u00e2tirente proposes a degressive fee policy: as a group\u2019s collective savings increase, the management fees supported by its members decrease. In 2026, the average management fee rate for members of B\u00e2tirente group plans amounted to 0.86 percent.<\/p>\n<p>Such advantageous management fees represent a significant privilege when transitioning to retirement. Rather than having to individually approach financial institutions that will require fees of 2.25 percent or more, B\u00e2tirente\u2019s retirees can direct their accrued savings to a B\u00e2tirente retirement benefit plan. As a consequence, they remain linked to their group and benefit from the same preferential fee rate.<\/p>\n<p>By taking advantage of their group retirement plan, B\u00e2tirente\u2019s retirees can thus enjoy a more comfortable retirement, while benefiting from investment products and professional support designed especially for them.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Competitive management fees A non-profit organization, independent of financial institutions and market intermediaries, B\u00e2tirente offers a very advantageous pricing. In particular, B\u00e2tirente&#8217;s fee policy provides for the reduction of the management fee rate as the assets of the account increase. B\u00e2tirente proposes a degressive fee policy: as a group\u2019s collective savings increase, the management fees supported by its members decrease. In 2026, the average management fee rate for members of B\u00e2tirente group plans amounted to 0.86 percent. Such advantageous management fees represent a significant privilege when transitioning to retirement. Rather than having to individually approach financial institutions that will require fees of 2.25 percent or more, B\u00e2tirente\u2019s retirees can direct their accrued savings to a B\u00e2tirente retirement benefit plan. As a consequence, they remain linked to their group and benefit from the same preferential fee rate. By taking advantage of their group retirement plan, B\u00e2tirente\u2019s retirees can thus enjoy a more comfortable retirement, while benefiting from investment products and professional support designed especially for them.<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-684","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Our pension plans - B\u00e2tirente<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.batirente.com\/en\/our-pension-plans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Our pension plans - B\u00e2tirente\" \/>\n<meta property=\"og:description\" content=\"Competitive management fees A non-profit organization, independent of financial institutions and market intermediaries, B\u00e2tirente offers a very advantageous pricing. In particular, B\u00e2tirente&#039;s fee policy provides for the reduction of the management fee rate as the assets of the account increase. B\u00e2tirente proposes a degressive fee policy: as a group\u2019s collective savings increase, the management fees supported by its members decrease. In 2026, the average management fee rate for members of B\u00e2tirente group plans amounted to 0.86 percent. Such advantageous management fees represent a significant privilege when transitioning to retirement. Rather than having to individually approach financial institutions that will require fees of 2.25 percent or more, B\u00e2tirente\u2019s retirees can direct their accrued savings to a B\u00e2tirente retirement benefit plan. As a consequence, they remain linked to their group and benefit from the same preferential fee rate. By taking advantage of their group retirement plan, B\u00e2tirente\u2019s retirees can thus enjoy a more comfortable retirement, while benefiting from investment products and professional support designed especially for them.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.batirente.com\/en\/our-pension-plans\/\" \/>\n<meta property=\"og:site_name\" content=\"B\u00e2tirente\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/batirente\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-30T18:54:30+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Batirente\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/our-pension-plans\\\/\",\"url\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/our-pension-plans\\\/\",\"name\":\"Our pension plans - B\u00e2tirente\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#website\"},\"datePublished\":\"2019-01-07T19:38:38+00:00\",\"dateModified\":\"2026-01-30T18:54:30+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/our-pension-plans\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.batirente.com\\\/en\\\/our-pension-plans\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/our-pension-plans\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Our pension plans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#website\",\"url\":\"https:\\\/\\\/www.batirente.com\\\/\",\"name\":\"B\u00e2tirente\",\"description\":\"Ma retraite. 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