{"id":22264,"date":"2025-08-27T15:50:09","date_gmt":"2025-08-27T19:50:09","guid":{"rendered":"https:\/\/www.batirente.com\/?p=22264"},"modified":"2025-08-27T16:10:35","modified_gmt":"2025-08-27T20:10:35","slug":"fhsa-are-you-eligible","status":"publish","type":"post","link":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/","title":{"rendered":"FHSA: Are you eligible?"},"content":{"rendered":"<p>The First Home Savings Account (FHSA) is an attractive savings solution that helps facilitate access to homeownership. Contributions to the plan are deductible, earnings grow tax-free, and withdrawals are not taxed if you are considered a first-time home buyer for an eligible property.<sup>1<\/sup><\/p>\n<p>With the B\u00e2tirente FHSA, you can invest your funds in the same investment options available in your group plan. You may withdraw funds at any time to purchase a first home. If the withdrawal qualifies as eligible, it will not be taxable.<sup>2<\/sup><\/p>\n<p>Whether or not you are a first-time buyer, it is important to review the different eligibility criteria to see if you are entitled to open an FHSA.<\/p>\n<p><strong>Eligibility criteria<\/strong><\/p>\n<p>You can open an FHSA account now, but only if you meet all the following criteria:<\/p>\n<ul>\n<li>You\u2019re 18 or older (not more than 71 on December 31)<\/li>\n<li>You\u2019re a Canadian resident<\/li>\n<li>You or your spouse or common-law partner didn\u2019t own a primary residence you were living in the year before the account was opened or during the previous four calendar years<\/li>\n<\/ul>\n<p><strong><a href=\"https:\/\/www.batirente.com\/en\/my-fhsa\/\">Find out more about the B\u00e2tirente FHSA<\/a><\/strong><\/p>\n<p><em><sup>1<\/sup><\/em><em>A qualifying home is a housing unit located in Canada. This includes existing homes and those being constructed. Single-family homes, semi-detached homes, townhouses, mobile homes, condominium units, and apartments in duplexes, triplexes, fourplexes or apartment buildings all qualify. A share in a co-operative housing corporation that entitles you to possess, and gives you an equity interest in a housing unit in Canada, also qualifies. However, a share that only provides you with a right to tenancy in the housing unit does not qualify.<\/em><\/p>\n<p><em><sup>2<\/sup><\/em><em>To make a non-taxable withdrawal from your FHSA, you must meet the conditions described in form\u00a0<a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/forms-publications\/forms\/rc725.html\">RC725 Request to Make a Qualifying Withdrawal from your FHSA<\/a><\/em><em>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The First Home Savings Account (FHSA) is an attractive savings solution that helps facilitate access to homeownership. Contributions to the plan are deductible, earnings grow tax-free, and withdrawals are not taxed if you are considered a first-time home buyer for an eligible property. Whether or not you are a first-time buyer, it is important to review the different eligibility criteria to see if you are entitled to open an FHSA.<\/p>\n","protected":false},"author":3,"featured_media":22279,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[30,174,29],"class_list":["post-22264","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-your-goals","tag-contribute","tag-fhsa","tag-invest"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FHSA: Are you eligible? - B\u00e2tirente<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FHSA: Are you eligible? - B\u00e2tirente\" \/>\n<meta property=\"og:description\" content=\"The First Home Savings Account (FHSA) is an attractive savings solution that helps facilitate access to homeownership. Contributions to the plan are deductible, earnings grow tax-free, and withdrawals are not taxed if you are considered a first-time home buyer for an eligible property. Whether or not you are a first-time buyer, it is important to review the different eligibility criteria to see if you are entitled to open an FHSA.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/\" \/>\n<meta property=\"og:site_name\" content=\"B\u00e2tirente\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/batirente\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-27T19:50:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-27T20:10:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.batirente.com\/wp-content\/uploads\/2025\/08\/IMAGE_jeunes-femmes-nouvelle-maison.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Evelyne Clermont\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Batirente\" \/>\n<meta name=\"twitter:site\" content=\"@Batirente\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Evelyne Clermont\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/\"},\"author\":{\"name\":\"Evelyne Clermont\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#\\\/schema\\\/person\\\/66c0d10676e27280fc75c5e5282d9c8f\"},\"headline\":\"FHSA: Are you eligible?\",\"datePublished\":\"2025-08-27T19:50:09+00:00\",\"dateModified\":\"2025-08-27T20:10:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/\"},\"wordCount\":297,\"publisher\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.batirente.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/IMAGE_jeunes-femmes-nouvelle-maison.jpg\",\"keywords\":[\"Contribute\",\"FHSA\",\"Invest\"],\"articleSection\":[\"Your goals\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/\",\"url\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/\",\"name\":\"FHSA: Are you eligible? - B\u00e2tirente\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.batirente.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/IMAGE_jeunes-femmes-nouvelle-maison.jpg\",\"datePublished\":\"2025-08-27T19:50:09+00:00\",\"dateModified\":\"2025-08-27T20:10:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.batirente.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/IMAGE_jeunes-femmes-nouvelle-maison.jpg\",\"contentUrl\":\"https:\\\/\\\/www.batirente.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/IMAGE_jeunes-femmes-nouvelle-maison.jpg\",\"width\":1200,\"height\":800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/fhsa-are-you-eligible\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.batirente.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FHSA: Are you eligible?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#website\",\"url\":\"https:\\\/\\\/www.batirente.com\\\/\",\"name\":\"B\u00e2tirente\",\"description\":\"Ma retraite. Notre force.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.batirente.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#organization\",\"name\":\"B\u00e2tirente\",\"url\":\"https:\\\/\\\/www.batirente.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.batirente.com\\\/wp-content\\\/uploads\\\/2019\\\/01\\\/2017-logo.jpg\",\"contentUrl\":\"https:\\\/\\\/www.batirente.com\\\/wp-content\\\/uploads\\\/2019\\\/01\\\/2017-logo.jpg\",\"width\":750,\"height\":450,\"caption\":\"B\u00e2tirente\"},\"image\":{\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/batirente\\\/\",\"https:\\\/\\\/x.com\\\/Batirente\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/batirente\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.batirente.com\\\/#\\\/schema\\\/person\\\/66c0d10676e27280fc75c5e5282d9c8f\",\"name\":\"Evelyne Clermont\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FHSA: Are you eligible? - B\u00e2tirente","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/","og_locale":"en_US","og_type":"article","og_title":"FHSA: Are you eligible? - B\u00e2tirente","og_description":"The First Home Savings Account (FHSA) is an attractive savings solution that helps facilitate access to homeownership. Contributions to the plan are deductible, earnings grow tax-free, and withdrawals are not taxed if you are considered a first-time home buyer for an eligible property. Whether or not you are a first-time buyer, it is important to review the different eligibility criteria to see if you are entitled to open an FHSA.","og_url":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/","og_site_name":"B\u00e2tirente","article_publisher":"https:\/\/www.facebook.com\/batirente\/","article_published_time":"2025-08-27T19:50:09+00:00","article_modified_time":"2025-08-27T20:10:35+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/www.batirente.com\/wp-content\/uploads\/2025\/08\/IMAGE_jeunes-femmes-nouvelle-maison.jpg","type":"image\/jpeg"}],"author":"Evelyne Clermont","twitter_card":"summary_large_image","twitter_creator":"@Batirente","twitter_site":"@Batirente","twitter_misc":{"Written by":"Evelyne Clermont","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/#article","isPartOf":{"@id":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/"},"author":{"name":"Evelyne Clermont","@id":"https:\/\/www.batirente.com\/#\/schema\/person\/66c0d10676e27280fc75c5e5282d9c8f"},"headline":"FHSA: Are you eligible?","datePublished":"2025-08-27T19:50:09+00:00","dateModified":"2025-08-27T20:10:35+00:00","mainEntityOfPage":{"@id":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/"},"wordCount":297,"publisher":{"@id":"https:\/\/www.batirente.com\/#organization"},"image":{"@id":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/#primaryimage"},"thumbnailUrl":"https:\/\/www.batirente.com\/wp-content\/uploads\/2025\/08\/IMAGE_jeunes-femmes-nouvelle-maison.jpg","keywords":["Contribute","FHSA","Invest"],"articleSection":["Your goals"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/","url":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/","name":"FHSA: Are you eligible? - B\u00e2tirente","isPartOf":{"@id":"https:\/\/www.batirente.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/#primaryimage"},"image":{"@id":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/#primaryimage"},"thumbnailUrl":"https:\/\/www.batirente.com\/wp-content\/uploads\/2025\/08\/IMAGE_jeunes-femmes-nouvelle-maison.jpg","datePublished":"2025-08-27T19:50:09+00:00","dateModified":"2025-08-27T20:10:35+00:00","breadcrumb":{"@id":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/#primaryimage","url":"https:\/\/www.batirente.com\/wp-content\/uploads\/2025\/08\/IMAGE_jeunes-femmes-nouvelle-maison.jpg","contentUrl":"https:\/\/www.batirente.com\/wp-content\/uploads\/2025\/08\/IMAGE_jeunes-femmes-nouvelle-maison.jpg","width":1200,"height":800},{"@type":"BreadcrumbList","@id":"https:\/\/www.batirente.com\/en\/fhsa-are-you-eligible\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.batirente.com\/en\/"},{"@type":"ListItem","position":2,"name":"FHSA: Are you eligible?"}]},{"@type":"WebSite","@id":"https:\/\/www.batirente.com\/#website","url":"https:\/\/www.batirente.com\/","name":"B\u00e2tirente","description":"Ma retraite. Notre force.","publisher":{"@id":"https:\/\/www.batirente.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.batirente.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.batirente.com\/#organization","name":"B\u00e2tirente","url":"https:\/\/www.batirente.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.batirente.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.batirente.com\/wp-content\/uploads\/2019\/01\/2017-logo.jpg","contentUrl":"https:\/\/www.batirente.com\/wp-content\/uploads\/2019\/01\/2017-logo.jpg","width":750,"height":450,"caption":"B\u00e2tirente"},"image":{"@id":"https:\/\/www.batirente.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/batirente\/","https:\/\/x.com\/Batirente","https:\/\/www.linkedin.com\/company\/batirente"]},{"@type":"Person","@id":"https:\/\/www.batirente.com\/#\/schema\/person\/66c0d10676e27280fc75c5e5282d9c8f","name":"Evelyne Clermont"}]}},"_links":{"self":[{"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/posts\/22264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/comments?post=22264"}],"version-history":[{"count":1,"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/posts\/22264\/revisions"}],"predecessor-version":[{"id":22265,"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/posts\/22264\/revisions\/22265"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/media\/22279"}],"wp:attachment":[{"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/media?parent=22264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/categories?post=22264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.batirente.com\/en\/wp-json\/wp\/v2\/tags?post=22264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}