{"id":7155,"date":"2022-02-18T14:36:42","date_gmt":"2022-02-18T19:36:42","guid":{"rendered":"https:\/\/www.batirente.com\/?p=7155"},"modified":"2022-04-21T15:31:40","modified_gmt":"2022-04-21T19:31:40","slug":"our-funds-at-a-glance","status":"publish","type":"post","link":"https:\/\/www.batirente.com\/en\/our-funds-at-a-glance\/","title":{"rendered":"Our funds at a glance"},"content":{"rendered":"<p>Each quarter, B\u00e2tirente\u2019s Investment Strategy Manager, Jean-Fran\u00e7ois Dumais*, shares our funds\u2019 performance results with you and offers his comments regarding financial markets. This issue is a recap of 2021.<\/p>\n<p><strong>How would you characterize 2021 in terms of the stock markets?<\/strong><br \/>\nDespite it being Year 2 of the pandemic, 2021 could be considered an extraordinary year! The Canadian market achieved a performance of over 25%. Global markets had yields of 17%, while global small-cap markets earned nearly 15%. This situation can be explained by the fact that various governments around the world put in place specific tax measures aimed at supporting businesses during these trying circumstances. Some of them even saw record profits. Central banks kept their key interest rates low.<\/p>\n<p><strong>What about the bond market situation?<\/strong><br \/>\nIn contrast with stock markets, 2021 was a difficult year for bond markets. In fact, the sharp rise in interest rates led to a major decline for the Canadian bond index (-2.5%). We also started witnessing the return of higher inflation, the likes of which we hadn\u2019t seen since the 1990s.<\/p>\n<p><strong>In that context, how did B\u00e2tirente\u2019s Diversified Funds behave?<\/strong><br \/>\nThe performance of B\u00e2tirente&#8217;s Diversified Funds was exceptional in 2021! They posted returns of between 6.4% and 15.8%, depending on their risk profile. Each of these funds yielded a return that was well beyond its comparison index (or benchmark). Active management\u2014which is at the heart of our investment decisions\u2014allows us to adapt to different market environments so we can preserve and grow our members\u2019 savings. The positive performance of B\u00e2tirente\u2019s Diversified Funds in 2021 can be mostly attributed to that of our various share portfolios and our portfolio of real listed ESG assets (i.e., related to Environmental, Social and Governance issues). This portfolio includes securities associated with the real estate and infrastructure sectors. Over the past five years, Diversified Funds have generated annualized yields varying between 4.2% and 10%\u2014significantly greater than the inflation rate recorded for that same period.<\/p>\n<p><strong>Did other B\u00e2tirente Funds also perform well?<\/strong><br \/>\nDefinitely! It\u2019s been noted that the B\u00e2tirente Canadian Equity Multi Fund posted an absolute performance of 31.9%. It added 6.8% compared to the market index. B\u00e2tirente\u2019s Global Equity Multi Fund achieved a total return of 17.3%. Fund performance for B\u00e2tirente\u2019s Global Small Cap Equity Multi was 14.7%. The performance of these two funds was similar to that of their comparison indexes.<\/p>\n<p><strong>And what about fixed income securities?<\/strong><br \/>\nFixed Income Funds saw a negative or zero return. The dramatic increase in interest rates contributed to the 0.0% performance of the B\u00e2tirente Treasury Multi Fund and to the -0.9% return for the B\u00e2tirente Bond Multi Fund. However, bear in mind that the relative performance of these funds was still excellent mainly because of the shorter term (or maturity) involved. A shorter term is beneficial when interest rates go up. One of our goals is to maintain and protect our members\u2019 assets during downturns.<\/p>\n<p>To learn more about B\u00e2tirente Funds and get updated performance information, see the <a href=\"https:\/\/www.batirente.com\/en\/batirente-funds\/\">B\u00e2tirente Funds<\/a> section of our website.<\/p>\n<p>*<em>Jean-Fran\u00e7ois Dumais has worked as an Investment Strategy Manager at B\u00e2tirente since 2019. He holds a Master of Business Administration (MBA) in finance. He has nearly 18 years\u2019 experience in financial markets.<\/em><\/p>\n<p>&nbsp;<\/p>\n<div class='et-box et-shadow'>\n\t\t\t\t\t<div class='et-box-content'><strong>What is a diversified fund?<\/strong>\nB\u00e2tirente offers you a range of investment possibilities consisting of 11 funds, among which five diversified ones, which are built around your risk tolerance: Income, Patrimonial, Provident, Intrepid and Energetic. This means that the Income Fund has the most fixed income securities (including bank bonds and loans), while the Energetic Fund offers the most variable income (such as shares and hedge funds). These funds can be found in the investment portfolios of members who chose Trajectory, our turnkey investment strategy. A diversified fund gives you the advantage of investing in several asset categories without having to place all your eggs in one basket!<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Each quarter, B\u00e2tirente\u2019s Investment Strategy Manager, Jean-Fran\u00e7ois Dumais, shares our funds\u2019 performance results with you and offers his comments regarding financial markets. This issue is a recap of 2021.<\/p>\n","protected":false},"author":4,"featured_media":7156,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-7155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-your-money"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Our funds at a glance - B\u00e2tirente<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.batirente.com\/en\/our-funds-at-a-glance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Our funds at a glance - B\u00e2tirente\" \/>\n<meta property=\"og:description\" content=\"Each quarter, B\u00e2tirente\u2019s Investment Strategy Manager, Jean-Fran\u00e7ois Dumais, shares our funds\u2019 performance results with you and offers his comments regarding financial markets. 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