Bâtirente offers its members a complete retirement system. Whether during the accumulation period or at retirement, whether for a pension plan, an RRSP or a TFSA, Bâtirente offers solutions adapted to the needs of all its members.
But what about their spouse? Can they benefit from these solutions? Should they transfer their savings to Bâtirente? What are the advantages?
A better retirement
Because of its collective nature, Bâtirente offers management fees that are recognized as being lower than those charged by financial institutions to their individual clients. It is a fact: the more we are, the more we have bargaining power.
Why is it important? Because paying lower fees means more money for your nest eggs and therefore a better retirement. For example, if you save 1% of management fees, it is the same as if the return on your savings was 1% more each year. Over 10 or 20 years, the difference is major!
By transferring your RRSP or TFSA to Bâtirente, your spouse automatically receives reduced fees paid by the group and thus ensures a better retirement.
Access to Bâtirente Funds
Did you know that the Bâtirente Funds are offered exclusively to Bâtirente members? These funds have unique advantages for their holders. By investing in Bâtirente diversified funds, you have access to:
- Healthy diversification: In a single transaction, you invest with a dozen investment managers in the majority of asset classes. No need to multiply accounts or transactions, thanks to the Bâtirente diversified funds, you obtain a healthy diversification in a single transaction.
- A leader in responsible investment: Investing according to these principles, allows you to be reassured. Your funds are well managed today also thinking about tomorrow.
- Sustainable performance: Diversified Bâtirente funds have all surpassed their benchmark portfolio over the past five years. Bâtirente knows that in times of strong market fluctuations, its members want to preserve the value of their savings.
Together, the Bâtirente groups, their members and their spouses constitute a strength that allows everyone to succeed in retirement. This is the strength of our savings.
To find out how to enrol, click here