Frequently Asked Questions

Yes, it’s your vested right.

Yes, you can continue contributing to your Bâtirente account for as long as you wish.

Yes. You will indeed be receiving an official receipt for the contributions you made to your group registered retirement savings plan (RRSP). For your simplified retirement plan (SRP), the information regarding the contributions you made will appear on your T4 and RL-1 slips.

You will receive your receipt for the contributions you made over the first sixty days of the year by mid-March of the same year. Your receipt for the contributions you made over the rest of the year will arrive in mid-January of the following year.

Yes. You will receive four quarterly statements per year.

Just contact your Bâtirente group union representative or the Bâtirente Member Services Centre at 1 800-463-6984 ext. 2.

Definitely, we provide the required pension benefit plans.

In the vast majority of cases, yes. Fees paid with Bâtirente are mostly lower than those offered in financial institutions.

Your financial statement indicates all fees paid into your account, under Investments available in your plan. These are expressed as a percentage (%).

Just fill out a transfer form. The Member Services Centre can support you in this process. It’s possible to reach the centre at 1 800-463-6984 from 8 a.m. to 8 p.m. Note that if you have not already joined Bâtirente, you must start by doing so.

Yes. The spouse of a member is automatically eligible to participate in Bâtirente and enjoy the same advantageous costs as his group.

Yes. The Bâtirente fees are the same for all types of plans in the same group. An investment in Bâtirente TFSA therefore benefits from the same cost savings as in the RRSP or another plan.

No. Bâtirente’s expense policy does not provide for the reimbursement of these expenses. However, a simple calculation shows that the savings achieved through the reduced fee rate fully offset the costs associated with the transfer. Often even in a few months.

On Target Retirement is a tool for tracking your retirement goals. By taking into account your accumulated savings, your investment habits and your investor profile, it allows you to simply project your income into retirement.

Yes. Any CSN union member, spouse and immediate family are eligible to participate in the Bâtirente pension system.

No. Bâtirente does business with more than 10 investment managers. By investing in Bâtirente, members benefit from well-diversified, well-performing investments managed by a team of investment professionals. Consolidation does not expose the member to any additional financial risk.

Our website batirente.com is a complete source of information about our retirement system. You can also reach the Member Services Center at 1 800-463-6984 from 8 a.m. to 8 p.m.