Customized retirement income plan
Can I retire next year? In three years? Will I have enough money to fulfill my retirement projects? And what if I work part time?
When these questions come to mind, you can contact a Bâtirente advisor who can provide you with a customized decumulation plan for your retirement capital.
With information on your lifestyle, your retirement projects, the income from public pension plans and your other sources of income, the group-annuity advisors will evaluate with you different scenarios to structure your retirement income efficiently.
With this plan, you will be able to retire with your mind at ease.
This service is offered free of charge. All you need to do is to book an appointment and a Bâtirente advisor will communicate with you at your convenience.
This service is mainly designed for members who plan to retire within the next three years. If your expected retirement date is further down the road and you wish to assess your retirement savings strategy, please contact the Member Services Centre at 1 800 463-6984.
When your advisor will contact you, you will need the following documents for you and your spouse, if applicable:
- The statements from your investments held outside Bâtirente (pension funds, RRSPs, SPPs, TSFAs, non-registered savings, etc.)
- Your most recent statement from Retraite Québec (to receive a copy, call 1 800 463-5185)
The advisor will also require the following information:
- By the time you retire, what are the total employee and employer contributions that will be made to Bâtirente?
- What is your annual salary?
- Will you be entitled to a retirement allowance? If so, do you know the amount?
- Do you have any other income? (for example, rental income, pensions, etc.)
- What is the value of your assets? (house, cottage, rental property, etc.)
- What is the balance of your mortgage?
- How much debt do you have? (credit margins, credit card debt, personal loans, automobile and recreational vehicle loans, etc.)
- What will be your budget at retirement? What is the monthly or annual amount you will need?
- Do you have any retirement projects that will require significant expenditures?
To contact us
1 800 463-6984