Articles
The TFSA: much more than just a savings account
As retirement approaches, your budget often changes: some expenses decrease, while new priorities emerge. In this context, it can be helpful to review your savings tools to maintain flexibility. Thanks to its tax-free withdrawals, the TFSA can be part of that reflection. Here are three reasons to consider it before — and during — retirement.
Three concrete steps to better manage your budget
Creating a budget can feel restrictive at first. In reality, it’s simply an effective way to better understand where your money goes and regain some control over your finances. By taking a close look at your income and expenses, you gain useful reference points to make informed decisions and, at your own pace, develop healthier spending habits. Here are three practical tips to help you build a budget that truly works for you.
Your tax refund is worth more than you think!
Wondering what to do with your tax refund this year? What if it became a lever to make your plans come true?
Of course, you can always treat yourself or spoil your loved ones. But reinvesting your refund—in a TFSA or your RRSP, for example—could significantly increase your savings’ value.
Our funds at a glance
Jean-François Dumais, Investment Strategy Manager at the Bâtirente financial services firm, shares our funds’ performance along with his insights on the economy and financial markets. This edition provides an update for the first quarter of 2026 and discusses the potential impacts of the war in Iran.
Everything you’ve always wanted to know about the TFSA!
The Bâtirente TFSA is a flexible savings tool that helps you finance your projects while keeping your money accessible and your withdrawals tax-free.
Contributions, limits, multiple accounts, transfers… discover our answers to the 7 most frequently asked questions to help you make the most of it!
RRSP or TFSA: What are the differences?
An RRSP is a tax-deferral tool that helps you save for retirement. A TFSA is a savings tool that you can also use for retirement, as well as the other projects you have going on. In other words, we have two plans with two different sets of goals. Choose the one that best suits your needs and goals or combine them to maximize their benefits.
Contribute online, it’s simple!
Do you have life plans on the horizon—such as going back to school, buying your first home, or taking a family trip? You can turn these plans into reality by setting clear, realistic savings goals. An automatic savings strategy is an effective way to reach them, whether they are short or medium term, or long term like retirement.
4 RRSP myths
Can an RRSP only be used for retirement? The markets are so volatile, is it worth it to open an RRSP? Isn’t having an RRSP pointless if I have to pay tax on it once I’m retired?
Let’s set the record straight and correct any misconceptions that might be stopping you from making the most of this savings vehicle.
4 pitfalls to avoid to get the most from your RRSP
An RRSP is an excellent retirement savings tool. Still, you should be aware of the rules and other good practices that come with it.
Here are 4 pitfalls to avoid if you want to get the most from your plan and achieve what’s most important to you.
Our funds at a glance – 2025 highlights
Jean‑François Dumais, Investment Strategy Manager at the Bâtirente financial services firm, takes a look back at the economic and market highlights of 2025, as well as an outlook for 2026, highlighting market performance and potential risks.