Articles
FHSA or HBP: Which one to choose?
Good news! You don’t have to choose between the home buyers’ plan (HBP) and the tax-free first home savings account (FHSA). You can use both when buying your first eligible property.
Contribute online, it’s simple!
Do you have projects in sight like buying your first home, going back to school or taking a family trip? You can bring these projects to life by setting realistic savings goals. Implementing an automatic savings strategy is a good way to achieve these goals whether they are short, medium or long term like your retirement.
5 tips to save for your projects
November is Financial Literacy Month and at Bâtirente we take to heart our mission to support you in all your projects. Regardless of your age, it’s never too early or too late to start saving and planning for your projects or your retirement! Our article presents 5 tips to reach your goals.
RRSP, TFSA or FHSA: Your guide to making the right choice
An RRSP is a tax-deferral tool that helps you save for retirement. A TFSA is a savings tool that you can also use for retirement, as well as the other projects you have going on. An FHSA is a tax saving tool that helps you save towards the purchase of your first home. In other words, we have three plans with three different sets of goals.
FHSA: Your questions, our answers
Wondering if you’re eligible for the FHSA? How much you can contribute? And most importantly, whether you can combine it with the HBP to maximize your down payment? Good news—we’ve got all the answers!
Find out the most frequently asked questions to make the most of your FHSA.
Thinking about consolidating your savings? We’ve got answers!
Wondering if there are benefits to bringing all your investments together? Are there any fees for transferring your assets? Why consolidate when we’re often told not to put all our eggs in one basket? And how do you go about moving your accounts to Bâtirente?
Find clear answers to the questions we hear most often on this topic.
Online tools to bring your projects to life!
At Bâtirente, we’re focused on providing solutions tailored to your needs and your retirement savings projects. What’s more, we know that you need information and practical tips to optimize your savings, reach your retirement goals or even be prepared to deal with life events. That’s why we’re constantly improving our range of online services. Discover them now!
Our funds at a glance
Each quarter, Bâtirente’s Investment Strategy Manager, Jean-François Dumais, shares our funds’ performance results with you and offers his comments regarding financial markets. This issue looks at the third quarter of 2025.
Markets at a glance
To help you better understand the performance of funds presented in your quarterly statement, Bâtirente’s Investment Strategy Manager, Jean-François Dumais, shares the economic and market highlights of 2025’s third quarter.
FHSA: Are you eligible?
The First Home Savings Account (FHSA) is an attractive savings solution that helps facilitate access to homeownership. Contributions to the plan are deductible, earnings grow tax-free, and withdrawals are not taxed if you are considered a first-time home buyer for an eligible property. Whether or not you are a first-time buyer, it is important to review the different eligibility criteria to see if you are entitled to open an FHSA.