Articles
A new year, a new start!
How about making 2025 the year you start saving for your dreams? Start by asking yourself the right questions to reach your short-, medium- or long-term goals. What would you like to do? Buy your first home? Travel the world? Go back to school? Enjoy a quiet retirement? Whatever your reasons, they’re yours to guide you there! As a Bâtirente member, you get direct access to our expertise, our online tools, and a responsible investment platform. You’re in the right place to make your plan and bring your dreams to life!
5 tips to celebrate the holidays without breaking the bank
From gifts to gatherings, the holidays can put additional financial strain on your budget. Sound planning can help prevent your year-end shopping from causing financial stress.
FHSA or HBP: Which one to choose?
Good news! You don’t have to choose between the home buyers’ plan (HBP) and the tax-free first home savings account (FHSA). You can use both when buying your first eligible property.
5 tips to save for your projects
November is Financial Literacy Month and at Bâtirente we take to heart our mission to support you in all your projects. Regardless of your age, it’s never too early or too late to start saving and planning for your projects or your retirement! Our article presents 5 tips to reach your goals.
Markets at a glance : US elections special edition
Bâtirente’s Investment Strategy Manager, Jean-François Dumais, shares his comments following the US elections. Donald Trump’s election prompted an immediate response from the financial markets, marked by heightened volatility. Here are the main impacts and some tips for managing your portfolio in this context.
Our funds at a glance
Each quarter, Bâtirente’s Investment Strategy Manager, Jean-François Dumais, shares our funds’ performance results with you and offers his comments regarding financial markets. This issue looks at the third quarter of 2024.
RRSP, TFSA or FHSA: What are the differences?
An RRSP is a tax-deferral tool that helps you save for retirement. A TFSA is a savings tool that you can also use for retirement, as well as the other projects you have going on. An FHSA is a tax saving tool that helps you save towards the purchase of your first home. In other words, we have three plans with three different sets of goals.
Frequently Asked Questions about the FHSA
What are the FHSA eligibility requirements? What is the FHSA contribution limit? Can I use both the FHSA and the HBP to buy a first home?
Here are answers to some of the most frequent questions about the FHSA.
Consolidating your assets, it’s worth it!
Consolidating means bringing all your savings together in one place, and there are many advantages to doing so!
Are there any fees for transferring my investments? Why consolidate, given that we’re often told not to put all our eggs in one basket? How do I transfer my accounts to Bâtirente? Here are answers to the questions you’ve been asking us on this topic.
Markets at a glance
To help you better understand the performance of funds presented in your quarterly statement, Bâtirente’s Investment Strategy Manager, Jean-François Dumais, shares the economic and market highlights of 2024’s third quarter.