Articles
4 RRSP myths
Can an RRSP only be used for retirement? The markets are so volatile, is it worth it to open an RRSP? Isn’t having an RRSP pointless if I have to pay tax on it once I’m retired?
Let’s set the record straight and correct any misconceptions that might be stopping you from making the most of this savings vehicle.
4 pitfalls to avoid to get the most from your RRSP
An RRSP is an excellent retirement savings tool. Still, you should be aware of the rules and other good practices that come with it.
Here are 4 pitfalls to avoid if you want to get the most from your plan and achieve what’s most important to you.
Our funds at a glance – 2025 highlights
Jean‑François Dumais, Investment Strategy Manager at the Bâtirente financial services firm, takes a look back at the economic and market highlights of 2025, as well as an outlook for 2026, highlighting market performance and potential risks.
A new year, a new start!
How about making 2026 the year you start saving for your dreams? Start by asking yourself the right questions to reach your short-, medium- or long-term goals. You would like to buy your first home, travel the world or go back to school? Whatever drives you, your ambitions deserve your full attention!
Markets at a glance – 2025 highlights
To help you better understand the performance of funds presented in your quarterly statement, Jean‑François Dumais, Investment Strategy Manager at the Bâtirente financial services firm, takes a look back at the economic and market highlights of 2025.
5 tips to celebrate the holidays without breaking the bank
From gifts to gatherings, the holidays can put additional financial strain on your budget. Sound planning can help prevent your year-end shopping from causing financial stress. Put our insights to work for a festive and affordable season!
FHSA or HBP: Which one to choose?
Good news! You don’t have to choose between the home buyers’ plan (HBP) and the tax-free first home savings account (FHSA). You can use both when buying your first eligible property.
5 tips to save for your projects
November is Financial Literacy Month and at Bâtirente we take to heart our mission to support you in all your projects. Regardless of your age, it’s never too early or too late to start saving and planning for your projects or your retirement! Our article presents 5 tips to reach your goals.
RRSP, TFSA or FHSA: Your guide to making the right choice
An RRSP is a tax-deferral tool that helps you save for retirement. A TFSA is a savings tool that you can also use for retirement, as well as the other projects you have going on. An FHSA is a tax saving tool that helps you save towards the purchase of your first home. In other words, we have three plans with three different sets of goals.
FHSA: Your questions, our answers
Wondering if you’re eligible for the FHSA? How much you can contribute? And most importantly, whether you can combine it with the HBP to maximize your down payment? Good news—we’ve got all the answers!
Find out the most frequently asked questions to make the most of your FHSA.