Appointment – Customized Retirement Income Plan

You live with your spouse? To optimize your retirement income plan, we recommend that you take stock of the situation of both spouses. Would you rather have an individual plan or a spousal plan?

When your advisor will contact you, you will need the following documents for you and your spouse, if applicable:

  • The statements from your investments held outside Bâtirente (pension funds, RRSPs, SPPs, TSFAs, non-registered savings, etc.)
  • Your most recent statement from Retraite Québec (to receive a copy, call 1 800 463-5185)

The advisor will also require the following information:

  • By the time you retire, what are the total employee and employer contributions that will be made to Bâtirente?
  • What is your annual salary?
  • Will you be entitled to a retirement allowance? If so, do you know the amount?
  • Do you have any other income? (for example, rental income, pensions, etc.)
  • What is the value of your assets? (house, cottage, rental property, etc.)
  • What is the balance of your mortgage?
  • How much debt do you have? (credit margins, credit card debt, personal loans, automobile and recreational vehicle loans, etc.)
  • What will be your budget at retirement? What is the monthly or annual amount you will need?
  • Do you have any retirement projects that will require significant expenditures?
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