Do you have life plans on the horizon—such as going back to school, buying your first home, or taking a family trip? You can turn these plans into reality by setting clear, realistic savings goals. An automatic savings strategy is an effective way to reach them, whether they are short or medium term, or long term like retirement.
Can an RRSP only be used for retirement? The markets are so volatile, is it worth it to open an RRSP? Isn’t having an RRSP pointless if I have to pay tax on it once I’m retired?
Let’s set the record straight and correct any misconceptions that might be stopping you from making the most of this savings vehicle.
An RRSP is an excellent retirement savings tool. Still, you should be aware of the rules and other good practices that come with it.
Here are 4 pitfalls to avoid if you want to get the most from your plan and achieve what’s most important to you.
How about making 2026 the year you start saving for your dreams? Start by asking yourself the right questions to reach your short-, medium- or long-term goals. You would like to buy your first home, travel the world or go back to school? Whatever drives you, your ambitions deserve your full attention!
Good news! You don’t have to choose between the home buyers’ plan (HBP) and the tax-free first home savings account (FHSA). You can use both when buying your first eligible property.
November is Financial Literacy Month and at Bâtirente we take to heart our mission to support you in all your projects. Regardless of your age, it’s never too early or too late to start saving and planning for your projects or your retirement! Our article presents 5 tips to reach your goals.