4 pitfalls to avoid to get the most from your RRSP

4 pitfalls to avoid to get the most from your RRSP

An RRSP is an excellent retirement savings tool. Still, you should be aware of the rules and other good practices that come with it.

Here are 4 pitfalls to avoid if you want to get the most from your plan and achieve what’s most important to you.

A new year, a new start!

A new year, a new start!

How about making 2026 the year you start saving for your dreams? Start by asking yourself the right questions to reach your short-, medium- or long-term goals. You would like to buy your first home, travel the world or go back to school? Whatever drives you, your ambitions deserve your full attention!

FHSA or HBP: Which one to choose?

FHSA or HBP: Which one to choose?

Good news! You don’t have to choose between the home buyers’ plan (HBP) and the tax-free first home savings account (FHSA). You can use both when buying your first eligible property.

5 tips to save for your projects

5 tips to save for your projects

November is Financial Literacy Month and at Bâtirente we take to heart our mission to support you in all your projects. Regardless of your age, it’s never too early or too late to start saving and planning for your projects or your retirement! Our article presents 5 tips to reach your goals.

RRSP, TFSA or FHSA: Your guide to making the right choice

RRSP, TFSA or FHSA: Your guide to making the right choice

An RRSP is a tax-deferral tool that helps you save for retirement. A TFSA is a savings tool that you can also use for retirement, as well as the other projects you have going on. An FHSA is a tax saving tool that helps you save towards the purchase of your first home. In other words, we have three plans with three different sets of goals.

FHSA: Your questions, our answers

FHSA: Your questions, our answers

Wondering if you’re eligible for the FHSA? How much you can contribute? And most importantly, whether you can combine it with the HBP to maximize your down payment? Good news—we’ve got all the answers!
Find out the most frequently asked questions to make the most of your FHSA.